The HELPcard is a nationwide private label credit card company providing financing for niche markets. The HELPcard was founded in 1983 by a dentist, and began offering financing to the dental market and has steadily transitioned into a wide variety of markets, ranging from funeral and medical expenses, to various retail products.
The HELPcard focuses on customer service from merchant services all the way to cardholder care. The primary objective of The HELPcard is to provide an avenue for businesses to flourish by offering customers an affordable monthly payment option. Additional benefits include providing financing for more than just consumers with outstanding credit scores, but also providing financing for buyers that might have moderate to fair credit scores. Having this option available provides an opportunity to grow revenue beyond the cash customer, as well as give individuals the immediate use of products and services they need.
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